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Here's a quick read that will guide you if you're looking to buy a second hand car. Get the second hand car inspected fully by a mechanic you trust. This helps to either get the problems fixed by the owner before the purchase is done, or helps you negotiate the price.


You will be able to indicate if the car has had any accidents or claims related to those. A quick way to see this on the policy is to note the no claim bonus (NCB) percentage applied. The higher the NCB, the better. Check if the engine number and chassis no.


Check all the filters of the second-hand car, and get them changed if possible. All filters (air, fuel, transmission, oil) need regular cleaning and oiling. Failing to do this can affect the performance of the car significantly. If nothing else, this is a quick judge of how well the car has been maintained.


Drive the car at 40-50 kmph in an area that has little to no traffic. Be sure to look for any vibration, or any strange and squealing noise from the brake pedal. Brakes that pulsate could also mean that the rotors need replacement. Examine the tyres carefully. Check the condition of all the tyres of your car.

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Check the surface for feathering (bad alignment). You can learn more here from this detailed piece on tyres by Check under the hood for signs of damage, dents or rust – they are signs of a poorly maintained car or a prior damaged one. (Here is a fairly exhaustive list of things by theautomotive, India.


The form should be signed by both the previous owner and you. If the car is registered in a different jurisdiction from yours, then an NOC from that jurisdiction's RTO will help speed the process. This registers the transaction. After submission, the local RTO initiates the transfer. You will receive a receipt within 15-18 days and the name-changed RC copy by the 40th-45th day.


Once the RC is transferred, there are also a few other important things to take care of: Most important, getting the second hand car insurance policy transferred in your name, or buying a new one altogether. (Details in the next section) Check form 32 & 35 to ensure that there are no pre-existing pending loans on the second hand car you are buying.


There can be 3 possible this website ways to get the second hand car insurance in your name In case you want to transfer the second hand car insurance, it has to be a process parallel to the transfer of ownership - imported engines. Many second hand car sellers, as well as buyers, are unaware of this key point and assume that the previous owner's policy is valid.

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As for the process, you just need to contact the insurance company, an agent of the company or a broker like us who can help you with the process. We've had a couple of cases where the previous owner didn't hold a valid car insurance. Once the customer had the RC transferred to his name after the purchase, it is mandatory to apply for a new car insurance policy - there is no two ways about it! Just log on to Coverfox.


In the process, a new insurance policy gets issued after a quick vehicle inspection from the insurance company. imported engines. Coverfox helps you speed this process as well. It is actually the best option to buy a new policy in your own name. It helps you buy the policy from the company of your choice, at a price you are comfortable with and start your journey on a clean chit, without any baggage from the previous owner.


How will it work? We'll schedule an inspection of your second hand car (within 1-2 days) Post inspection for most insurers you can pay by card at the convenience of your home We'll issue the your second hand car's insurance policy to you in a matter of hours In most cases the above process can be done within a read more single day and you ride your car safely insured.




NCB is given to the insured and not the insured vehicle. Hence, on transfer of the vehicle, the insurance policy can be transferred to the new owner but not the NCB. The new owner has to pay the difference on account of the NCB for the balance policy period. The original owner can, however, use the NCB on a new vehicle purchased by him.

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If you've had a car in the past, and a no claim bonus discount is applicable, the last insurance company you held the policy with, should have issued an NCB reserving letter to you, which is valid for 3 years from the time of the last policy expiry. You can use this letter and apply this discount to the new policy you buy, or adjust the pro-rated amount, in case of YOURURL.com transferring the previous owner's policy in your name.


So even from the NCB point of view, it is best that you buy a new policy afresh, in your name. Here's a few things you must take care of: Both interior and exterior. (A new car's prerogative, be it new or old, is to look shiny if you want to flaunt it!).


Life expectancy of a car always depends on how well you maintain it and a regular change of fluids and oils is a must! The best thing to do after buying a second hand car is to change all the fluids right away before using it. Here is a great find from lifehacker.




Therefore there is a pretty good chance that the engine and gearbox is still operational. If you are inspecting an engine or gearbox that has been in a collision. Look closely at the aluminum housings and look for broken parts, either on the cylinder head or where the engine and transmission mounts to the body.